Get comprehensive quotes for your clients in half the time.
Not only can your client get a policy that offers more protection from risks, but you can get an all-in-one quote in minutes.
On the THREE agent portal, you can:
See mid-application if a quote is rejected
Clone & edit approved quotes
Customize limits & deductibles
Connect directly with your underwriter
Chat with a live agent for support
What are agents saying?
Our go-to product and platform
The quoting platform is easy to use and the live chat option with a THREE representative is a tremendous help.
Zeenia K.
Very streamlined and easy to navigate
I especially love the clone tool, which allows me to make modifications to existing quotes. Being able to pivot quickly with a new quote is invaluable.
Andrew R.
Quote and bind within minutes
Writing business with THREE a breeze. Our agency has grown exponentially with THREE since using SOCOTRA.
Cynthia W.
New portal. Same great agent program.
State Availability
THREE can accommodate multiple locations, but only within a single state — THREE cannot accommodate insureds with locations across multiple states.
- Arizona
- California
- Colorado
- Connecticut
- Georgia
- Illinois
- Indiana
- Iowa
- Kansas
- Louisiana
- Maryland
- Missouri
- Nebraska
- New Jersey
- North Carolina
- Oklahoma
- Oregon
- Pennsylvania
- South Carolina
- Tennessee
- Texas
- Utah
- Wisconsin
Target Industries
This is not an exhaustive list. Use the Keyword Library to find a specific operation type.
Ineligible Industries
Transportation
- For Hire Trucking
- Public Transport
- Local Delivery
Healthcare
- Hospitals
- Healthcare Providers
- Nursing Care Facilities
Construction
- General contractors
- Home builders
- Builders Risk
Manufacturing
Exposure & Coverage Limits
THREE has no hard and fast limits on revenue, payroll, or TIV
The following risk characteristics will trigger an underwriting referral for closer review before releasing a quote:
- Revenue exceeding $6m
- Payroll exceeding $6m
- Building values exceeding $3m
- Building values more than +/- 20% from the pre-filled estimate replacement cost
- All Other Property values exceeding $1m
The following table lists our limit appetite by coverage:
| Coverage | Default Limits | Max Limits |
|---|---|---|
| Business Liability | $1m/3m | Up to $20m/20m in most states |
| Cyber Incident Response | $250k | Up to $1.25m |
| Listed Building | Pre-filled based on ISO ProMetrix | Any substantiated amount |
| All Other Property | Pre-filled based on class and revenue | Any substantiated amount, no less than $2.5k |
| Business Interruption | Pre-filled based on class, revenue, and employee count | Any substantiated amount |
| Auto Liability | $300k CSL | Up to $5m CSL |
| Listed Vehicle | Pre-filled based on IHS/Markit | Any substantiated amount |
THREE can accommodate a client's need for Umbrella coverage by simply offering ground-up limits up to the desired amount.
For example, if a customer currently buys $1m umbrella limit attaching above $1m GL and AL limits, THREE would simply offer $2m limit for each of Business Liability and Auto Liability.