Warren Buffett thought insurance could be better for small businesses.
Comprehensive yet uncomplicated.
THREE combines multiple business-critical coverages that small businesses need, like liability and workers compensation, all in a single policy. So you can replace piecemeal protection for your business.Why THREE
We cover your business for theft of and physical damage to property your business owns or leases.
Covered Causes Of Loss
Risks of direct physical loss unless the loss is:
a. Excluded in Paragraph B. Exclusions in Section I; or
b. Limited in Paragraph 4. Limitations in Section I.
No fine print. No surprises.
The more pages in a policy, the more reasons there are to deny a claim. THREE’s policy removes paragraphs of fine print and gets rid of gotchas. What's left is a comprehensive yet uncomplicated policy.Read Our Policy
THREE is issued by
Berkshire Hathaway Direct Insurance Company
Backed by the financial strength of Berkshire Hathaway.
THREE was created out of Berkshire Hathaway, drawing on decades of insurance experience, unmatched financial strength, together with expert and responsive claims teams.Read Our Story
THREE’s sole focus is on small business.
Every business is unique. THREE provides exceptional coverage for businesses across these industries, and more.
Unsure if your business is described here? Call our Small Business Advisors at 1-800-507-4495 to check if THREE is right for your business.
See what other small business owners have to say about THREE.
Best value around
Great price for way more insurance than the other guys. Give it a try!
Simple to get exactly what you want
The service and support from Three was terrific. Exactly what a small business needs. Very responsive, quick, and easy.
Get coverage, don't take risks!
I appreciate THREE's comprehensive approach and breath of coverage. While I have not had to use the coverage and hope not to, it is comforting to know risks are covered!
Let’s get you started.
Complete your quote online and secure coverage today. Our licensed Small Business Advisors can help you get started or guide you at any point in the process.Start Your Quote
Speak with a licensed Small Business Advisor.
Monday-Friday 8am–9pm EST