Three is small business insurance.

No fine print. No surprises.

According to our straightforward, 3-page policy we:

Defend your business and resolve claims against it.

Seamless liability coverage for all kinds of accidents and mistakes — not limited to bodily injury and property damage claims like basic coverage.

Restore your business property and data.

Common sense coverage means your property is protected, no matter where it’s located and from all the natural elements, unlike other policies.

Certify coverage whenever you need it.

No-hassle certificates to show proof your clients expect.

Get your quote online now

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THREE covers everything your business needs in one comprehensive policy.


General Liability, Errors & Omissions, Employment Practices


Cyber Liability, Data Compromise, Incident Response

Property & Business Interruption

Fire, Theft, Flood & Water Damage, Wind & Hail, Earthquake

Business Auto

Collision, Comprehensive, Auto Liability, Hired & Non-Owned

Workers Compensation

Lost Wages, Medical Expenses

THREE is issued by Berkshire Hathaway Direct Insurance Company

AA+ S&P Rating

A++ A.M. Best Rating