One insurance policy. All the coverage your business needs.

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THREE protects property, business auto, liability, cyber, workers comp, and much more all in one policy

Our broad coverage includes protection from these unique industry risks without the need for additional policies.

Dining, Hospitality, & Entertainment

Innkeeper’s Liability for Hotels, Employment Practices Liability, Liquor Liability for Restaurants and Bars, Cyber Liability, Property Damage, Employee Theft and Valet Accidents (and more)

Professional Financial Services

Data Breach Protection, Cyber Liability, Errors & Omissions

Retail & Wholesale

Property Damage, Workers’ Compensation, Data Breach Protection, & Cyber Liability

Trades, Repair, & Construction

Personal Property Off Premises, Errors & Omissions, Garagekeepers Liability, Theft, Tools & Equipment

Personal Services & Care

General and Professional Liability, Property Damage, Flood & Water Damage (and more)

Landscaping, Maintenance, & Janitorial

Workers’ Compensation, Liability Insurance & Commercial Auto Insurance, Cyber Liability, Employee Theft

Technology & Creative Services

Data Compromise, Cyber Liability, Errors & Omissions, Employee Fraud, Professional Liability

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Comprehensive yet uncomplicated

Get all the coverages your business needs in a single inclusive policy that is easy to understand.

The insurance expertise of Berkshire Hathaway

Feel comfort knowing your policy is backed by Berkshire Hathaway's financial strength and over 75 years of insurance experience.

Here's what one of our customers has to say about THREE Insurance: