Let’s have a look.
there are a number of risks faced by businesses in your industry. Take a few minutes to consider if the coverage you have is the coverage you need.
Use the information below to help determine if your business has all the coverage it needs.
The traditional way of buying small business insurance can leave you vulnerable to gaps. THREE looks at your business as a whole and provides one comprehensive policy designed to protect your:
- Operations
- People
- Property
THREE provides coverage for your whole business in one comprehensive, 3-page policy.
Business Liability
- Errors & Omissions
- Directors & Officers
- Liquor liability (if required)
- General liability
- Employment Practices liability
- Fiduciary liability
Worker's Compensation
- Lost wages
- Medical treatment
Business Interruption
- Business income
- Extra expenses
Business Auto
- Collision
- Comprehensive
- Auto liability
- Cargo liability
- Hired & non-owned
Cyber
- Data breach
- Cyber liability
Property & Assets
- Fire
- Theft
- Flood & water damage
- Wind & hail
- Earthquake
- Equipment breakdown
Protect your whole business with comprehensive coverage from THREE.
Get QuoteRunning your own business comes with an endless list of risks and possibilities.
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Business Liability
From slips and falls to human errors to employee harassment, running small business comes with as much risk as it does opportunity. Liability claims can happen anytime and depending on your business, anywhere.
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Cyber
It may make the news when a Fortune 500 company gets hacked, but small businesses are just as likely, if not more so to be attacked. The fact is, if you accept credit cards, you and your customers are at risk.
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Flood
These days flood water is reaching neighborhoods and streets it never did before. If it reaches your establishment, repairing buckled floors and cleaning up mold or mildew could cost you weeks of business, or more.
Not So Fun Facts
In a single year, small businesses paid over $35 billion in out-of-pocket liability costs, much of which was associated with frivolous lawsuits.1
Could gaps in your insurance coverage close your business?
Call 1-800-507-4495 to talk with one of our Small Business Advisors today.