Can THREE insure my cleaning or janitorial business?

THREE insures commercial cleaning, residential cleaning and window washing businesses. Eligibility depends on your specific operations and location.

What insurance does a cleaning business need?

Cleaning businesses typically need Liability coverage for damage at client sites, protection against employee theft, Commercial Auto and coverage for equipment. THREE's policy includes these coverages and more for cleaning and janitorial businesses.

Does THREE cover damage to a client's property caused by my cleaning business?

Yes, if your business accidentally damages a client's property, THREE's Business Liability covers it up to your Business Liability limit.

Does THREE cover employee theft from a client?

Yes, theft of a client's property by one of your employees is covered under THREE's Business Liability coverage.

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INDUSTRIES

Commercial insurance for cleaning & janitorial businesses

Cleaning & janitorial businesses can protect their entire operation with one clear policy from THREE.

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The whole business. Covered together.

75+

Years of insurance experience as part of the Berkshire Hathaway Insurance Group

4.7/5

rating from very satisfied THREE customers

Page policy with no fine print or surprises

What types of coverage do
cleaning businesses need?

Use our self-assessment tool to see whether your business is protected against the unexpected.

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Businesses we serve

Whole-business protection with no corner left uncovered

From the supply closet to the last shift, we cover the whole operation for these businesses and more.

Cleaning crew wiping a desk, cleaning a window, and vacuuming the floor in a modern office

Commercial cleaning

Residential cleaners tidying a living room, dusting a sofa and vacuuming a dresser area

Residential cleaning

See how easy it is to get whole-business coverage for your business.

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COMPREHENSIVE COVERAGE

The protection you need, in one policy.

Two cleaners working in a modern office, one vacuuming and one washing a window

Workers’ CompensationProtect your people

Cleaning work can be physically demanding, and an on-the-job injury can leave an employee needing medical care and time away from work.

Workers’ Compensation helps cover costs associated with a work-related injury, including medical expenses and lost wages.

THREE’s policy includes Workers’ Compensation, helping protect your employees and your business when a workplace injury occurs.

Wet floor sign while a cleaner mops the floor

General Liability coverageProtect your business

A cleaning professional may accidentally damage an expensive item while working in a client’s home or business.

General Liability coverage helps protect your business from risks when your work causes property damage to someone else.

THREE’s policy includes General Liability coverage, helping protect your business when an accident causes damage to a client’s property.

Employee TheftProtect your property

If an employee steals from a client’s home or business, your cleaning company may be responsible for the loss.

Employee Theft coverage helps cover the value of a client’s money or property stolen by an employee.

THREE’s policy includes Employee Theft coverage, helping protect your business from the financial impact of an employee theft.

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Commercial AutoProtect your vehicles

Traveling between jobs puts cleaning businesses on the road throughout the day. If an employee is involved in an accident while driving a company vehicle, your business could be responsible for injuries and property damage.

Commercial Auto helps cover accident-related liability, injuries, and collision damage involving vehicles used for work.

THREE’s policy includes Commercial Auto, helping protect your business and its vehicles after a work-related accident.

View all our coverages

Reviews

See what other businesses have to say about THREE

Jeannie P.

Family Restaurant Owner from California

I had a wonderful experience getting our insurance through THREE. An agent helped me with answering the application questions and took the time to explain things. I got my quote right away. I like the easy to read 3 pages that explain coverage. I like that THREE covers all 3 types of insurance in one policy. Another agent helped me the second day to complete the enrollment process. Both were professional and courteous.

Lars K.

Great service from Michael J and follow through by Samantha S. They were knowledgeable and extremely polite and patient. The process of enrollment was quick and the offering was better than the insurance I had previously. Highly recommend Three!

Sara G.

I had a great experience with Joseph Schaaf. I was inquiring about a new general and professional liability coverage and he answered all of my questions and explained everything in detail. He followed up with me and replied on my emails in a timely manner.

James S.

Excellent Process from inquiry through sign-up. Very impressed with the immediate call back and ability to answer any questions, completing the transaction and providing all supporting documents and information in a timely manner.

Donald L.

My experience of procuring GL and PL insurance with THREE Insurance was easy, clean, efficient, and affordable. The people I interacted with were knowledgeable and helpful. The whole experience was more enjoyable than expected.