Skip to main content


Business Insurance for Trade Contractors

Get comprehensive contractor business insurance.

THREE by Berkshire Hathaway makes business insurance for trade contractors easy. Our comprehensive policy protects your employees, property, and operations while letting you pursue your passion. THREE Insurance was created so you can take advantage of opportunities that come along. So if you decide to expand your services or business, give us a quick call and we'll make sure you have the coverage you need.

Get Quote

Comprehensive insurance for trade contractors

Man in hardhat sitting on ground in warehouse grasping injured ankle

Plumbers, pipefitters, and steamfitters have among the highest rates of injuries and illnesses.

Protect your People

Workers’ Compensation

Sometimes precautions aren’t enough. Accidents will happen, and when they do, it is critical to get your people back to work as quickly as possible. THREE’s insurance policy for trade contractors automatically includes Workers’ Compensation - to make sure your employees are protected at all costs.

Workers’ compensation insurance helps cover medical expenses for injuries and illnesses that happen to your employees on the job. It’s almost always required if you have employees.

Get Instant Quote →
Firefighters putting out large fire on top floor of storefront

Between $300 million and $1 billion worth of construction equipment is stolen in the U.S. every year.

Protect your Property

Property Coverage

All job sites - big or small, put your tools, equipment, and vehicles at risk for damage, loss, or theft. Whether the basement of your carpentry business gets flooded, your plumbing shop gets damaged in a fire, or someone steals your van stocked with tools, THREE has you covered.

Get Instant Quote →
Stressed man sitting at desk pinching bridge of nose

Small and midsize businesses account for about 68 percent of employee theft cases in the U.S.

Protect your Operations

Professional Liability

Working as a trade contractor means that you offer professional advice and/or services to clients while being held to the highest standard. Professional Liability Coverage, also known as Errors & Omissions (E&O) insurance, is a critical component of coverage for a contractor. If a client accuses you of making a mistake that causes financial harm to them, E&O insurance will help you defend your business against these claims - unfounded or not.

Get Instant Quote →

What are our customers saying?

Very Good Company To Work With.

Tony Y. was very helpful in guiding me through the process to get me all the coverage I wanted. The insurance company was straight forward and very easy to understand. I think all insurance companies should be like this one. He was able to save me money on the cost of it as well. I recommend him when I can.

5 star rating

Pete M. | 11/09/22

An Affordable and Comprehensive Policy With Great Service

I had an excellent experience ordering a THREE policy. Starting the process online was quick and relatively simple. The service I received over the phone was straightforward and personable. I obtained a quote quickly and found it be affordable. I like that the policy covers everything that I need for my LLC and can be expanded as my needs grow. If you are looking for comprehensive and affordable coverage with great service from the company, I highly recommend giving THREE a call.

5 star rating

Ken L. | 10/26/22

You all made it easy! Thank you!

It truly was a great experience from finding the website, digging into it and customer service from the rep that helped me. With all the other insurance people who tried to over sensationalize by telling me I was going to be hard to insure and because of that it was going to be expensive. You guys knocked it out of the park and made a grueling process easy and affordable.

5 star rating

Scott C. | 10/31/22

Read More Reviews

All-in-one coverage for trade contractors

Watch our 60 second video to learn more.

THREE Business Insurance by Berkshire Hathaway video thumbnail