FOR AGENTS
Protect more of your client's business
Give clients broader protection without piecing together multiple policies.
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More than a carrier.
A partner for the long run.
We're committed to helping our agency partners better serve their clients and grow their book.
70%
Standard risks quoted instantly
880+
Types of businesses covered
A++
A.M. Best Rating
100%
Admitted paper
WHY THREE
Built to help agents win
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Place more business faster
With a broad appetite and streamlined quoting experience, you can write business more efficiently across a wide range of industries.
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Coverage you can stand behind
Sell with confidence, knowing your client is backed by the financial strength of the Berkshire Hathaway Insurance Group, rated A++ (Superior) by A.M. Best.
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One carrier for servicing
Eliminate the hassle of juggling multiple providers with one seamless servicing experience across billing, claims, and support at no additional cost.
Get appointed with THREE today.
Become an Agent
COMPREHENSIVE COVERAGES
More coverage in a single policy than anywhere else
THREE brings together the coverages your clients need into one policy—so you can spend less time piecing together policies and more time writing business. Most coverages get the full applicable policy limit instead of a smaller sublimit.
- Blanket Additional Insureds
- Cargo Liability, including Trailer Interchange and 'On-Hook' coverage
- Contractors & Manufacturers E&O
- Cyber Liability
- Directors & Officers
- Employers Liability
- Employment Practices Liability
- Fiduciary & Employee Benefits Liability
- General Liability
- Hired & Non-Owned Auto Liability
- Liability for Employee Theft (Surety)
- Liquor Liability
- Product Liability
- Professional Liability (E&Os)
- Waiver of Subrogation
Business Liability
AGENCY SUPPORT
A team behind your agency
Dedicated Retail and National Account Managers, underwriters with deep industry expertise, and a responsive service team are here to support your agency and help you succeed.
BROAD APPETITE
From small businesses to complex operations
We have a broad commercial appetite serving businesses of all sizes. Explore some of the target classes we cover:
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Auto services
Car washes, detailing services, gas stations, mechanics, repair shops
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Bars & Restaurants
Bars, bakeries, cafes, coffee shops, food trucks, restaurants, taverns
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Cleaning & janitorial
Commercial & residential cleaning
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Contractors & landscaping
Carpentry/framing, electricians, landscaping, masonry, painting & drywall, plumbing & HVAC, renovation
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Hospitality
Bed & breakfasts, hotels, inns, motels
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Professional & personal services
Accounting, business & IT consultants, home/building inspectors, installation services, insurance & real-estate agents, software engineers, tattoo shops
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Real estate
Apartment buildings, lessor's risks, mixed-use, office spaces, retail shopping centers
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Retail & wholesale
Clothing stores, convenience stores, florists, grocery stores, hardware stores, home-based businesses, liquor stores
AGENT PORTAL
Quote and bind the whole business in minutes
From submission to policy management, our Agent Portal gives you greater control at every step.
View submissions
View and track all your submissions in one place.
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Quick quotes
Get a fast, accurate quote with customizable coverage and pricing that matches your client's risk.
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Instant binds
Instantly bind eligible submissions online in one simple workflow.
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Service policies
Manage policies from one platform — generate COIs, make payments, and access documents whenever you need them.
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Platforms and tools
Agent Portal
Quote, bind, issue, and manage policies all within one seamless flow.
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THREE Agent Academy
Explore sales resources and trainings to learn more about THREE.
Appetite Guide
Learn more about our target industries, state availability, and more, so you can submit with confidence.
Eligibility Checker
Instantly check whether a risk is within THREE's appetite before you submit.
FAQ
Frequently Asked Questions
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Get appointed with THREE
Join our growing network of agency partners and give your clients a better way to protect more of their business.