THREE by Berkshire Hathaway
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INDUSTRIES

Commercial insurance for real estate

Real estate businesses can protect their entire operation with one clear policy from THREE.

The whole business.

Covered together.

75+

Years of insurance experience as part of the Berkshire Hathaway Insurance Group

4.7/5

rating from very satisfied THREE customers

3

Page policy with no fine print or surprises

What types of coverage do
real estate businesses need?

Use our self-assessment tool to see whether your business is protected against the unexpected.

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Businesses we serve

Whole-business protection, under one roof

From apartments to retail centers, we cover the whole operation for these businesses and more.

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Apartment buildings

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Mixed-use buildings

Modern open-plan office space with desks and greenery

Office spaces

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Retail shopping centers

See how easy it is to get whole-business coverage for your business.

Get a Quote

COMPREHENSIVE COVERAGE

The protection you need, in one policy.

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Property & Business Interruption

Protect your property

Apartment buildings, office spaces, and shopping centers can be costly to repair after a fire, storm, or act of vandalism.

Property coverage helps pay to repair or replace business property after a covered loss. Business Interruption coverage can help replace lost income and pay certain ongoing expenses while operations are temporarily suspended.

THREE’s policy includes Property and Business Interruption coverage, helping protect your business when unexpected damage occurs.

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General Liability

Protect your business

Owning and managing property means being responsible for the safety of tenants, customers, and other visitors. If someone is injured in a common area or their property is damaged, you could face a costly claim.

General Liability coverage helps protect property owners against claims involving bodily injury or property damage.

THREE’s policy includes General Liability coverage, helping protect your business from the risks that come with owning and managing property.

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Flood & Water Damage

Protect your property

Water can quickly spread throughout a property and cause extensive damage. A flood or burst pipe can damage walls, flooring, and common areas, leading to costly repairs.

Flood and Water Damage coverage helps protect your building and its contents against water-related losses.

THREE’s policy includes the option to add Flood and Water Damage coverage, helping property owners recover after a water-related incident.

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Earthquake

Protect your property

An earthquake can damage a building’s structure and contents, leading to costly repairs and disrupting tenants or business operations.

Earthquake coverage helps pay to repair or replace property damaged by earthquakes.

THREE’s policy includes Earthquake coverage, helping property owners recover after an earthquake.

View all our coverages

Reviews

See what other businesses have to say about THREE

Jeannie P.

Family Restaurant Owner from California

I had a wonderful experience getting our insurance through THREE. An agent helped me with answering the application questions and took the time to explain things. I got my quote right away. I like the easy to read 3 pages that explain coverage. I like that THREE covers all 3 types of insurance in one policy. Another agent helped me the second day to complete the enrollment process. Both were professional and courteous.

Lars K.

Great service from Michael J and follow through by Samantha S. They were knowledgeable and extremely polite and patient. The process of enrollment was quick and the offering was better than the insurance I had previously. Highly recommend Three!

Sara G.

I had a great experience with Joseph Schaaf. I was inquiring about a new general and professional liability coverage and he answered all of my questions and explained everything in detail. He followed up with me and replied on my emails in a timely manner.

James S.

Excellent Process from inquiry through sign-up. Very impressed with the immediate call back and ability to answer any questions, completing the transaction and providing all supporting documents and information in a timely manner.

Donald L.

My experience of procuring GL and PL insurance with THREE Insurance was easy, clean, efficient, and affordable. The people I interacted with were knowledgeable and helpful. The whole experience was more enjoyable than expected.

See more reviews

FAQ

Frequently Asked Questions

Find answers to commonly asked questions.

See more FAQs
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For Businesses

Get a quote for your business

See how easy it is to get a quote for your entire business in just a few minutes.

Get a Quote
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For Agents

Get appointed with THREE

Join our growing network of agency partners and give your clients a better way to protect more of their business.

Become an Agent