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Car washes
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INDUSTRIES
Commercial insurance for auto service businesses
Auto service businesses can protect their entire operation with one policy from THREE.
The whole business.
Covered together.
75+
Years of insurance experience as part of the Berkshire Hathaway Insurance Group
4.7/5
rating from very satisfied THREE customers
3
Page policy with no fine print or surprises
What types of coverage do
auto service businesses need?
Use our self-assessment tool to see whether your business is protected against the unexpected.
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Businesses we serve
Whole-business protection, mile after mile
From the service bay to the front office, we cover the whole operation for these businesses and more.
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Gas stations
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Mechanics
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Repair shops
See how easy it is to get whole-business coverage for your business.
Get a Quote
COMPREHENSIVE COVERAGE
The protection you need, in one policy.
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Commercial Auto
Protect your vehicles
Whether an employee is picking up parts or traveling between locations, driving a company vehicle creates risks beyond the repair shop.
Commercial Auto helps cover accident-related liability, injuries, and collision damage involving vehicles used for work.
THREE’s policy includes Commercial Auto, helping protect your business and its vehicles after a work-related accident.
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Garagekeepers Liability
Protect your vehicles
Customers trust your business with their vehicles while they’re being serviced, repaired, or stored. If a vehicle is damaged while in your care, your business could be responsible for costly repairs.
Garagekeepers Liability coverage helps protect your business against claims involving damage to customers’ vehicles while they’re in your care, custody, or control.
THREE’s policy includes Garagekeepers Liability coverage, helping protect your business and the vehicles customers entrust to you.
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Employee Theft/Dishonesty
Protect your business
Customers trust auto service businesses with their vehicles and the property inside them. If an employee steals from a customer, the business may be responsible for the loss.
Employee Theft coverage helps cover the value of a customer’s money or property stolen by an employee.
THREE’s policy includes Employee Theft coverage helping protect your business from the financial impact of employee theft or dishonesty.
Workers’ Compensation
Protect your people
Working with heavy parts, vehicle lifts, and power tools can lead to injuries in an auto service shop, even when employees follow proper safety procedures.
Workers’ Compensation helps pay for medical care and lost wages when an employee experiences a work-related injury or illness.
THREE’s policy includes Workers’ Compensation, helping protect your employees and your business when a workplace injury occurs.
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Property & Business Interruption
Protect your property
Damage to your shop, equipment, or inventory can bring repairs to a stop and disrupt the income your business depends on.
Property coverage helps pay to repair or replace business property after a covered loss. Business Interruption coverage can help replace lost income and pay certain ongoing expenses while operations are temporarily suspended.
THREE’s policy includes Property and Business Interruption coverage, helping repair damages and keep your business moving forward.
Reviews
See what other businesses have to say about THREE
FAQ
Frequently Asked Questions
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For Businesses
Get a quote for your business
See how easy it is to get a quote for your entire business in just a few minutes.
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For Agents
Get appointed with THREE
Join our growing network of agency partners and give your clients a better way to protect more of their business.