Landscaping insurance

Whether an employee is lifting a heavy appliance, using power tools, or operating landscaping equipment, an injury can happen on any job.

Workers’ Compensation helps cover medical care and lost wages when an employee experiences a covered work-related injury or illness.

THREE’s policy includes Workers’ Compensation, helping protect your employees and your business when a covered workplace injury occurs.

Whether tools are stolen from a job or a fire damages your workshop, replacing the property your business relies on can be costly.

Tools and Equipment coverage helps cover the cost of repairing or replacing covered tools, equipment, and business property damaged or stolen.

THREE’s policy includes Tools and Equipment coverage, helping contractors and landscapers get back to work after a loss.

A client may claim that incorrect advice or an error in your work caused delays or financial harm. Even if you believe your business did nothing wrong, responding to the claim can be costly.

Professional Liability (E&O) coverage helps cover defense costs and damages when a client claims your professional services or advice caused them financial harm.

THREE’s policy includes Professional Liability coverage, helping protect your business from claims related to mistakes.

Working at job sites and on customers’ property comes with risks. If someone is injured or you accidentally damage a customer’s property, your business could face a costly claim.

General Liability helps protect your business against claims involving bodily injury or property damage.

THREE’s policy includes General Liability, providing protection against accidents that can happen on the job.

Contractors rely on vehicles to transport crews, tools, and materials between job sites. If an employee causes an accident while driving a company vehicle or a personal vehicle for work, your business could face a costly claim.

Hired and Non-Owned Auto Liability helps protect your business against claims when rented or personal vehicles are used for work.

THREE’s policy includes Hired & Non-Owned Auto Liability, helping protect your business from risks associated with vehicles used on the job.